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Fee Guide 2026

Binance Fees 2026 — Complete Breakdown

Updated June 2026 · All fees verified
0.1%
Standard Spot Fee
0.08%
With Referral Code
0.06%
Referral + BNB Pay

Spot Trading Fees

Binance charges a percentage fee on both sides of every trade (maker and taker). The standard rate is 0.1% — significantly lower than most competing exchanges.

User TypeMaker FeeTaker FeeMonthly Volume Required
Standard (no VIP)0.1000%0.1000%Any
VIP 10.0900%0.1000%> $1M / 30 days
VIP 20.0800%0.1000%> $5M / 30 days
VIP 30.0700%0.0900%> $20M / 30 days
VIP 40.0200%0.0400%> $100M / 30 days

How to Reduce Binance Fees — 3 Methods

Method 1: Use Our Referral Code (Easiest — 20% Off)

Sign up with referral code 63238520 to get 20% off all spot trading fees, permanently. Your fee drops from 0.1% to 0.08% with no other action required.

0.1%
Standard
→
0.08%
+ Referral
→
0.06%
+ BNB Pay

Method 2: Pay Fees with BNB (25% Additional Discount)

Go to Profile → Fee Level → Toggle "Use BNB for Fees". This deducts trading fees from your BNB balance with a 25% discount:

Method 3: Increase Your Trading Volume (VIP Tiers)

If your 30-day trading volume exceeds $1M, you automatically upgrade to VIP tier with progressively lower fees. VIP 4 users can get as low as 0.02% maker fee.

Deposit Fees

MethodFeeProcessing Time
Crypto depositFreeNetwork dependent (mins)
Credit/debit card1.8% – 3.5%Instant
P2P bank transfer~0% (P2P)15–60 min
Google Pay / Apple Pay0.9% – 1.8%Instant
💡 Best method for low fees: Use P2P trading to buy USDT from a local seller via bank transfer. P2P buyers typically pay 0–0.5% premium over market price, which is far cheaper than card fees.

Withdrawal Fees (Common Coins)

CoinNetworkWithdrawal FeeMinimum
USDTTRC20 (Tron)$1.00$5
USDTERC20 (Ethereum)$2–15 (gas)$20
USDTBEP20 (BNB Chain)$0.50$5
BTCBitcoin0.0001 BTC (~$6)0.001 BTC
ETHEthereum0.0003 ETH (~$1)0.001 ETH
BNBBEP200.0005 BNB (~$0.30)0.01 BNB
SOLSolana0.01 SOL (~$1.5)0.01 SOL
⚠️ Always use TRC20 or BEP20 for USDT withdrawals when possible — they are 5–15x cheaper than ERC20. Make sure the receiving wallet supports the selected network.

Futures Trading Fees

TypeMaker FeeTaker Fee
USDⓈ-M Futures (Standard)0.0200%0.0500%
COIN-M Futures (Standard)0.0100%0.0500%

Futures fees are already lower than spot by default. Referral discounts may apply — check your futures fee page after signing up.

Frequently Asked Questions

How much does Binance charge for trading?
Binance's standard spot trading fee is 0.1% per trade (both buy and sell). You can reduce this to 0.08% with referral code 63238520, or further to 0.06% by paying fees with BNB token.
Does Binance charge deposit fees?
Crypto deposits are free. Card purchases have 1.8–3.5% fee. P2P bank transfer is typically 0–0.5% premium. For lowest costs, use P2P with bank transfer to buy USDT first, then trade on Binance.
How do I reduce Binance trading fees?
Three ways: (1) Sign up with referral code 63238520 for 20% lifetime discount. (2) Enable BNB fee payment for another 25% off. (3) Increase trading volume to reach VIP tiers. Combined: standard 0.1% → referral 0.08% → +BNB 0.06%.
Are Binance fees lower than Coinbase?
Yes, significantly. Coinbase charges 0.5–1.5% per transaction. Binance's standard fee is 0.1% — 5–15x lower. With our referral code, Binance fees drop to 0.08%, making it one of the cheapest major exchanges.
What is the cheapest network to use for USDT withdrawal?
TRC20 (Tron network) charges ~$1 per withdrawal. BEP20 (BNB Chain) is ~$0.50. Both are far cheaper than ERC20 (Ethereum), which can cost $2–$15 depending on gas prices. Always check that the receiving wallet/exchange supports the selected network.

Get 20% Lifetime Fee Discount

Sign up with referral code 63238520 — applied automatically. Reduce your fees from day one.

Create Binance Account →

Related Guides

How to Sign Up Referral Code Details Buy Bitcoin Guide Binance Fees FAQ ← Back to Home